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This service is offered to those who wish to use the modern non-cash payment services via bank accounts. Besides, the balance of this account is subject to demand deposit interest as regulated by the bank

Utilities of the services

With personal accounts, customers can:

- Open Demand Deposit Account or transfer into time deposit accounts,

- Withdraw cash,

- Use non-cash payment methods such as payment orders, collection orders, or cheques issuance,

- Earn interests.  

Services via personal accounts

- Receiving salary via personal accounts.

- Handling payments for domestic organizations and individuals (electricity, water, telephone, internet, etc).

- Serving as a financial proof for those who want to study abroad.

- Handling payment transfer for  tuition fees and other expenses abroad.

Type of customers

Individuals with civil legal and behaviour capacity.

Procedures

- A copy of ID or Passport is required.

- The minimal balance for deposit accounts in VND is 100,000VND, 50USD for accounts in USD and a sum equivalent to 50 USD for accounts in other foreign currencies.