Get finance from VIB Bank’s Individual Business Loans with various forms of loan and flexible repayment.

Benefits:

-          Loan term up to 60 months

-          Loan amount meets customers’ investment demands and based on borrowers’ financial capability and collateral value

-          Attractive and flexible lending rate

-          Kinds of suitable lending  and payment for each customer’s conditions

Requirements:

-          Individuals and households operating in production and trading

-          Holding permanently or temporarily residential certificates in the same locality of any VIB Bank branch

-          A feasible business/production and payment plan

-          Financial capacity and income sources to ensure loan repayment.

-          Loan secured by borrowers’ collateral or third parties’ guarantee.

Loan Application File

-          Copies of ID cards, permanently or temporarily residential certificates of the borrower and his/her spouse.

-          Copy of Certificate of Marital status

-          Loan application form and repayment schedule (as per VIB Bank form)

-          Documents proving the legal use of loan.

-          Documents proving financial capacity of repayment.

-          Certified copies of Certificates of collateral ownership and other relevant documents (if applicable).