With prestige, advantages as well as service speed, we are able to meet your demands for funds in VND and hard foreign currencies.
You will be provided with opportune credits with more attractive interest rates than those in the market because we always hope you to timely obtain opportunities and get the most profitable business.
VIB Bank will meet your financial requirements for purposes such as material or goods purchase, worker salaries, tax payment, etc in the quickest and most effective way.
If you have regular demand for working capital in the whole business process, VIB Bank will provide you a short-term credit limit used for withdrawing funds at any time within 12 months, helping you to stabilize your financial source and to be active in setting up your production or business plans.
Benefits for you from VIB Bank
· Fast and convenient procedures. We are committed to respond your loan application as soon as possible, maximum period of 5 days.
· Competitive and flexible interest rates.
· Diversified and convenient loan procedures
· Professional and enthusiastic staffs are always willing to provide you free instructions and advisory service as well as solve your concerns. Banking officers will directly serve you if required.
· You have chances to participate in special financing programs with many preferences offered by VIB Bank in coordination with international organizations in order to support small and mediums enterprises.
· E-lending: With VIB’s technology - the most modern among Vietnamese banks - you can inquire about your loan and conduct transactions at your office via our online network
Terms of loan: flexible upon your business cycle; maximum period of 12 months.
Types of loans
· Instalment loans: Instalment loans are those provided to meet your demand for funds for each business project.
· Limit loans: Limit loans are provided upon your business project in a certain period in order to meet regular demand for working capital in the whole business cycle.
Collaterals
· Flexible collaterals: real estate (house, land, etc) , movables (goods, machines, equipment, etc)
· Collateral guaranteed by the third parties.
· You may use assets from lending capital as collaterals.
· Especially, Your loan can be guaranteed by domestic banks, international banks or large enterprises, subject to VIB Bank’s approval
Service usage instructions
Loan application documents:
· Loan application form
· Your legal documents: Establishment License, Business Registration Certificate, Appointment Decision of General Director, Business Regulations.
· Your financial statements: financial reports in the 2 latest years.
· Documents relating to business projects or plans
· Collateral documents
· Other documents required by VIB Bank if necessary.
Contact
For your further information, feel free to contact any VIB Bank’s branch at your most convenience, or call to our Call Center at (04) 9426919, (511) 3652743, (08) 8242620