Program 01:• Instant discount of VND 1,000,000 for VIB credit card holders when shopping for bills from VND 25,000,000.• Total number of seats: 800 seats (Each month is equivalent to 200 seats).Program 02:• Instant discount of VND 2,000,000 for VIB credit card holders when shopping for bills from VND 50,000,000.• Total quantity: 100 seats (Equivalent to 25 per month).Terms & condition:• Apply at PNJ stores nationwide: https://www.pnj.com.vn/• Cardholders can only receive up to 1 (one) times/month• Numbers not used up in this month will not be carried over to the next month.• Not applicable when buying gold bars, smooth round rings, 22k 24k jewelry, accessories, watches, loose diamonds, loose stones.• The program is applied in conjunction with the 0% interest installment program.Details of the program can be found here