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Prime Rate
Applicable to loans with interest rate to be reviewed from 1st, March 2024
Loan
Disburse
from 2024
Disburse
from 2023
Disburse from
2019 – 2022
Disburse
before 2019
Mortgage Loan
9%
10%
11%
11.5%
Auto Loan
9.5%
10.9%
11.4%
11.5%
Business Loan ≤ 12 months
8.5%
8.8%
8.8%
-
Business Loan > 12 months
9.5%
10.5%
11%
11.5%
Secured Consumer Loan
10.5%
11.2%
11.7%
11.5%
Value Paper Loan
-
8.8%
9.3%
-
Lending Base rates subject to change upon VIB’s decision and announcement
Learn more Average lending interest rates
5
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