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Benefits
Benefits

Don’t have to pay interest if don’t use excess amount in the account

 

Money withdrawal at the counter, ATM, POS, account transfer ; Withdraw amount exceeding the account’s available balance

 

Fast approval; convenient and easy to use

 

Features
Features
  • Loan tenor: Up to 12 months;
  • Interest: calculated based on amounts and actual days of using funds;
  • Total limit of unsecured and secured overdraft: Up to 300 millions.
Requirements
Requirements

Perfect for

Customers whose needs of spending exceeding the current account balances.

Customers who want to receive and use the loan via many methods: withdrawals from ATMs, bank transfer, payment at POS or cash withdrawals at the counter

List of documents

ID card, household residential registration book

Loan application form and repayment ability proof (in VIB’s form).

Documents demonstrating the incomes that can be used to repay the loan

Documents proving ownership, legal use for collateral of loan (if using secured overdraft)

Other required documents (if available).

 

Personal loan calculator

Personal loan calculator

Monthly income
Monthly expenses
Loan term
Interest rate
* This tool is use for reference only.
You may be able to borrow up to
760,500,000 VNĐ
Loan amount
Loan term
Interest rate
Repayment method
* This tool is use for reference only.
1st month payment at 13.99%
76,500,000 VNĐ
See monthly breakdown
Total payment
760,500,000 VNĐ
Total interest paid
10,200,000 VNĐ
Register now

Register now

Select your secured personal loan
Your full name
Your email
Your mobile number
Where are you living now?
Financial information
Your monthly income
Your income from
I agree with Terms and Conditions of VIB.
All the information you provide to us is securely maintained and is kept strictly confidential. We do not and will not sell or rent our customer lists or private health information to other companies.
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