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Features
Features

Loan mount and loan tenor

Up to 80% financial need and not exceed 1 billion vnd/loan and up to 8 years 

Repayment method

Principal: monthly or quarterly
Interest:  monthly

Interest rate

VIB is currently offering many attractive preferential interest rates

5 simple steps to apply
5 simple steps to apply
  • 1

    Study on the suitable lending program

  • 2

    Prepare the necessary documents & complete borrowing procedures

  • 3

    Obtain information on borrowing approval

  • 4

    Corporate with bank to complete the necessary procedures

  • 5

    Receive the disbursement

Conditions
Conditions

Conditions of customer

Nationality
Vietnamese  

Age
From 18 to 70 years old until the maturity period of loans

Credit history
There is no balance CAT 2 at time of application and no CAT 3-5 within last 2 years

Income
At least 10 million/month (if the loan has  only 1 payer) or at least 12 million/month (if the loan has at least 2 payers)Payment resource:  From salary, house/car rental, business... 

Conditions for collaterals

The collateral is valued papers issued by VIB.
The collateral is vehicle
The collateral is Mortgage which has red book. 

Personal loan calculator

Personal loan calculator

Monthly income
Monthly expenses
Loan term
Interest rate
* This tool is use for reference only.
You may be able to borrow up to
760,500,000 VNĐ
Loan amount
Loan term
Interest rate
Repayment method
* This tool is use for reference only.
1st month payment at 13.99%
76,500,000 VNĐ
See monthly breakdown
Total payment
760,500,000 VNĐ
Total interest paid
10,200,000 VNĐ
What you need to know?
Get started
Get started

Ready to apply or you would like to discuss with VIB staff

FAQs
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