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Tools

Manage your personal finance better with tools of VIB

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Benefits
Benefits

ATTRACTIVE interest rate

Monthly interest rates from 1.58% to 1.91%

SIMPLE documentations

 

Loan amount up to 600 MILLIONS DONG

 

NO property pledge, NO company guarantee

 

FAST disbursement process

 

FLEXIBLE loan tenor

From 12 – 60 months

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5 simple steps to apply
5 simple steps to apply
  • 1

    Sign up for loan and receive consultant from VIB staff

  • 2

    Prepare necessary documents to complete procedure

  • 3

    Receive information on loan approval

  • 4

    Sign credit agreement

  • 5

    Get disbursement

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Requirements
Requirements

Potential customers

Nationality:
Vietnamese

Age

  • From 22 – 55 years old for Female
  • From 22 – 60 years old for Male

 Income*

  • Government officer:  From 5 millions/month
  • Other customers: From 7 millions/month

*Calculated on average income of 3 latest months
  Income is transferred via bank statement  

Documentations

  • Personal Loan application form (under VIB template). Click here.
  • Copy of valid ID cards/Passport
  • Copy of permanent residence book/KT3/ temporary proofs (if any)
  • Copy of Labor Contract or other equivalent documents
  • Original bank statement /Payslip/ Salary confirmation letter (subject to company type)

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FAQs
FAQs
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