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Features

Loan mount and loan tenor

Up to 80% financial need and not exceed 1 billion vnd/loan and up to 8 years

Repayment method

Principal: monthly or quarterly
Interest: monthly

Interest rate

VIB is currently offering many attractive preferential interest rates.

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5 simple steps to apply

1

Study on the suitable lending program
2

Prepare the necessary documents & complete borrowing procedures
3

Obtain information on borrowing approval
4

Corporate with bank to complete the necessary procedures
5

Receive the disbursement

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Conditions

Conditions of customer

Nationality
Vietnamese

Age
From 18 to 70 years old until the maturity period of loans

Credit history
There is no balance CAT 2 at time of application and no CAT 3-5 within last 2 years

Income
At least 10 million/month (if the loan has only 1 payer) or at least 12 million/month (if the loan has at least 2 payers)Payment resource: From salary, house/car rental, business...

Conditions for collaterals

The collateral is valued papers issued by VIB.
The collateral is vehicle
The collateral is Mortgage which has red book.

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What you need to know?

Checklist - Secured consumer loan.pdf (application/pdf 122 KB)

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Get started

Ready to apply or you would like to discuss with VIB staff

Apply now Find the nearest ATM/Branch

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FAQs

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Warning

Invalid configuration found. Contact the administrator.

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