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Working capital loan for MSME

Working capital loan for MSME
VIB finances micro SMEs to supplement working capital for business activities
Meet the needs
Meeting the needs of micro SMEs to supplement working capital for production activities, purchasing goods, raw materials, fuels, and covering various expenses
Competitive interest rates
Preferential loan interest rates start at just 5.8% per year (interest rates may change according to VIB's regulations)
Quick and simple procedures
Simple documentation and fast application approval time
Z7_514612K01P426069365AALJV23
Customer
MSME customers (with revenue or charter capital less than 100 billion VND) seeking loans to supplement working capital
Conditions
- Established time: at least 12 months and have feasible business plan
- Financial conditions: meet VIB regulations
- Collateral: real estate, as well as financial documents issued by VIB
Loan to value
Maximum 100% customer demand
Collateral
- Real estate: Up to 80%
- Financial documents issued by VIB: Up to 100%
Maximum loan amount
15 billion VND
Tenor
Maximum 24 months
Documents
- Legal documents
- Financial documents
- Collateral documents
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