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Information
Working capital advance loan for SME, MSME
Working capital advance loan for SME, MSME
VIB finances SMEs, MSMEs to supplement working capital for business activities quickly
Meet the needs
Meeting the needs of SMEs, MSMEs quickly to supplement working capital for production activities, purchasing goods, raw materials, fuels, and covering various expenses
Competitive interest rates
Preferential loan interest rates start at just 6.5% per year (interest rates may change according to VIB's regulations)
Quick and simple procedures
Simple documentation and fast application approval time, within just 8 hours
MSME customers (with revenue or charter capital less than 100 billion VND) , SME customers (with revenue or charter capital less than 400 billion VND) seeking loans to supplement working capital
- Established time: at least 24 months and have feasible business plan
- Financial conditions: meet VIB regulations
- Collateral: real estate
Maximum 100% customer demand
Real estate: Up to 90%
30 billion VND
Maximum 24 months
- Legal documents
- Financial documents
- Collateral documents