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Information
Refinancing loan for Corporate customers
Refinancing loan for Corporate customers
VIB accompanies corporate customers in transferring short-term loans from other credit institutions to VIB, helping optimize funding costs and free up resources for business growth
Meet the needs
Empowers businesses to proactively transfer loans from other banks to VIB, easing interest cost pressure and optimizing cash flow for operations
Competitive interest rates
Attractive and competitive interest rates that help optimize funding costs (interest rates may change according to VIB's regulations)
Quick and simple procedures
Streamlined documentation and a fast approval process for a smooth, convenient loan transfer
Corporate customers currently holding a short-term business loan at another credit institution and seeking a VIB loan to repay it early
- The enterprise meets VIB's credit conditions
- The loan at the other credit institution has never been restructured and serves business/production purposes
- Good credit history, no group-2 (or higher) debt in the last 6 months
- Collateral is real estate
Up to 100% of the outstanding principal of the loan being refinanced at the other credit institution
Real estate: According to VIB's regulations from time to time
Not exceeding the current outstanding principal of the loan at the other credit institution
Maximum 12 months
- Legal documents
- Financial documents
- Collateral documents
- Loan documents at the other credit institution