Announcement on dividend payment in 2015

The Board of Vietnam International Bank (VIB) would like to inform shareholders of dividend payment plan in 2015 as follows:

I. Dividend payment in 2015

1. Form of dividend payment: in cash

2. Dividend payment rate: 9% of the total face value of the shares owned by shareholders as at 8 April 2015 stipulated in Item 3 below.

For example: Shareholder A, who owns 1,000 shares at the fixing date, will get dividend as follows:

1,000 shares x VND10,000 (face value) x 9% (dividend payment rate) = VND900,000.

VIB, on behalf of the tax authority, will collect a personal income tax rate of 5% by law. Hence, the actual amount received by Shareholder A will be: VND900,000 – VND900,000 x 5% (personal income tax on dividend) = VND855,000.

3. Source of dividend: from the source of distributable profit after tax based on VIB’s 2014 audited financial statements.

4. Date of fixing the list of shareholders eligible for dividend: 5:00pm, 8 April 2015.

5. Time of dividend payment: From 8:00am, 8 May 2015.

II. Guidance on how to receive dividend

1.  Venue of payment: shareholders can receive their dividend at VIB branches or transaction offices nationwide.

2. Form of payment:

- In cash directly at VIB branches or transaction offices nationwide (only personal shareholders can receive dividend in cash) or

- By transfer to a bank account provided by shareholders.

3. Documents and papers eligible for dividend payment in cash:

- Effective ID Card/ Passport or other valid identification of shareholders.

- Valid and effective letter of authorisation by law (if personal shareholders authorise other people to receive their dividends).

4. Documents and papers eligible for dividend payment by transfer:

- Shareholders need to fill in the form of registration for dividend payment by transfer and send it to the Board’s Secretariat.

5. Other issues:

Shareholders will not be eligible for any interest arising from their dividend amount if they do not receive in cash or by transfer after 8 May 2015.

Shareholders shall pay transfer fee stipulated by VIB if the transfer is made: (i) within VIB system but in another locality out of Hanoi; or (ii) to another account out of VIB. The fee will be deducted directly from the dividend amount transferred by VIB to relevant shareholders.

Shareholders, who have registered their account number for dividend payment at VIB before, will not have to fill in the form again nor send it to the Board’s Secretariat. The Secretariat will make transfer directly to the previously registered account number.

In case, shareholders need to change their account information or form of dividend payment (from payment by transfer to payment in cash), please kindly fill in the registration form and send it to the Secretariat before 1 May 2015.

Shareholders can download the form of registration for dividend payment by transfer here.

For any inquiry, please kindly visit VIB website (investor relation section) or contact the Board’s Secretariat.

Tel: (844) 6 2760068; Fax: (844) 6 2762477

Ms. Phạm Bích Hạnh: ext 4188, cell: 098.365.1411, email: hanh.pb@vib.com.vn;

Ms Nguyễn Thùy Linh: ext 4114, cell: 0988.527.275, email: linh.nth@vib.com.vn.

Email: BOD_Secretariat@vib.com.vn

Warm regards./.