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Credit Cards

1900 2200 Sign in

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Chọn loại thẻ

All Cards

Rewards/Cashback Card

Preferential fee/interest Card

Associate Card

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Card brand

Usage card

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VIB Cash Back

AT A GLANCE

Rewards and Cash back 24 mio points/year

Card design personalization

CARD LIMIT & FEE

Card limit up to
600 mil VND

Annual fee
VND 899,000

CARD GUIDELINE

Experience AR

VIB Premier Boundless

AT A GLANCE

Accumulate Vietnam Airlines miles for all spending
Bonus 4.000 miles of LotuSimiles

Ugrade to Titan, Gold, Platinum class of Vietnam Airlines LotuSmiles membership

CARD LIMIT & FEE

Card limit up to
1.2 bil VND

Annual fee
VND 1,299,000

CARD GUIDELINE

Experience AR

VIB Travel Élite

AT A GLANCE

Foreign transaction fee: only 0%

Card design personalization

CARD LIMIT & FEE

Card limit up to
1.2 bil VND.

Annual fee
VND 1,299,000

CARD GUIDELINE

Experience AR

VIB Rewards Unlimited

AT A GLANCE

Up to 10X Reward Points for every transaction

Card design personalization

CARD LIMIT & FEE

Card limit up to
200 mil VND

Annual fee
VND 499,000

CARD GUIDELINE

Experience AR

VIB Online Plus 2in1

1st VER. IN SOUTHEAST ASIA

AT A GLANCE

Cash back rewards up to 6% for online spending

Card design personalization

CARD LIMIT & FEE

Card limit up to
200 mil VND

Annual fee
VND 599,000

CARD GUIDELINE

Experience AR

VIB Family Link

AT A GLANCE

Up to 10% rewards on Education, Healthcare, Insurance

Waive 50% annual fee forever for both of two primary cards if opening at same time

Get free education and incident insurance package

Card design personalization

CARD LIMIT & FEE

Card limit up to
600mil VND

Annual fee
VND 499,000

CARD GUIDELINE

Experience AR

VIB Financial Free

THE BEST FEE/INTEREST CARD

AT A GLANCE

Cash withdrawal limit equals 100% of credit limit

Card design personalization

CARD LIMIT & FEE

Card limit up to
50 mil VND

No annual fee

CARD GUIDELINE

Experience AR

VIB LazCard

AT A GLANCE

Earn up to 6% rewards points for transactions on Lazada

One chip - duo card

CARD LIMIT & FEE

Card limit up to
600 mil VND

Annual fee
VND 599,000

CARD GUIDELINE

Experience AR

VIB Ivy Card

AT A GLANCE

1% reward points for every purchase transaction

Card design personalization

CARD LIMIT & FEE

Card limit up to 50 mil VND

No first year annual fee

CARD GUIDELINE

Experience AR

VIB Super Card

AT A GLANCE

Up to 15% flexible rewards on Shopping, Travelling, Dining

Flexibility in Min Amount Due and Billing Date

CARD LIMIT & FEE

Card limit up to
600 mil VND

Annual fee
VND 999,000

CARD GUIDELINE

Experience AR

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Other information

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What are the conditions for opening a VIB Credit Card?

The conditions for opening a credit card online:

  • Nationality: Vietnamese
  • Address of residence/work: In provinces/cities with VIB Branches/Transaction Offices
  • Age:
    • Primary cardholder: 20 to 65 years old
    • Supplementary cardholder: 15 years old and above
  • Credit history: No bad debt in the last 2 years
  • Other conditions: According to VIB's regulations

How are credit card and debit card different?

  • Credit Card: The bank approves a suitable credit limit for the cardholder to spend first and pay later. Upon receiving the monthly statement, the cardholder must pay on time to maintain a good credit history
  • Debit Card: The cardholder needs to have available funds in the card to make transactions

Interest-Free period for VIB Credit Cards?

When owning a credit card, customers will have a 45-55 day interest-free period. This is the maximum period during which the bank does not charge interest on the customer spending. Customers should pay on time to avoid any fees or interest charges.

What benefits of VIB credit cardholder?

  • Open a card online without income proof
  • Up to 55 days interest-free, with a maximum credit limit of 2 billion VND
  • Easy payments for all transactions
  • Super convenient card management on the MyVIB app
  • Earn points for rewards such as annual fee waivers, vouchers, cash, etc
  • Enjoy unlimited offers from VIB and hundreds of reputable partners

How to upgrade credit card limit?

Credit card limit is the maximum amount which VIB approves for credit cardholders to spend. At VIB, credit card limit can be up to 2 billion VND. VIB credit cardholder can increase credit limit with 2 ways: 

  • Automatic increase credit card limit: VIB will approve credit limit automatically and send email to cardholder directly
  • Send request to VIB: Cardholder can contact to Branches/ Transaction offices/ VIB hotline to request to increase a new credit limit & provide needed documents 
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