Annual & Membership Fee Waivers for New VIB Credit Cards

1. Membership Fee Rebate for Max Cardholders

Customers applying for Max Card will receive a 1-month Membership Fee refund if they meet the following conditions within 30 days from card activation date and no later than 45 days from the card issuance date: minimum spend of VND 1,000,000 and minimum transactions of 02.

Customers applying on Special Days**: Minimum transactions of 02. No spending value required

2. First-Year Annual Fee Waiver for Primary Cardholders

Customers applying for VIB Credit Card will receive a First-Year Annual Fee Waiver if they meet the following conditions within 30 days from card activation date and no later than 45 days from the card issuance date:

• For VIB One Card: minimum transactions of 02 and meeting the spending value based on the card tier:
  • Gold Tier: spend from VND 3,000,000 
  • Platinum Tier: spend from VND 6,000,000 
  • Signature Tier: spend from VND 9,000,000 
• For other credit cards: minimum transactions of 02 and minimum spend of VND 3,000,000

Customers applying on Special Days*, requirements include:

• For VIB One Card: minimum transactions of 02 and meeting the spending value based on the card tier:
  • Gold Tier: spend from VND 1,000,000 
  • Platinum Tier: spend from VND 2,000,000 
  • Signature Tier: spend from VND 3,000,000 
• For other credit cards: minimum transactions of 02 and no spending value required.

Eligible products: VIB One Card, VIB Family Link, VIB Premier Boundless, VIB Travel Élite, VIB Cash Back, VIB Rewards Unlimited.

3. First-Year Annual Fee Waiver for Supplementary Cardholders

Applicable to Supplementary Cards successfully issued within 30 days from the primary card issuance date, and the Supplementary Card must be activated within 30 days from its issuance date, and meet the following conditions:

• For VIB One Card: no minimum transactions required, while meeting the spending value based on the card tier:
  • Gold Tier: spend from VND 1,500,000
  • Platinum Tier: spend from VND 3,000,000 
  • Signature Tier: spend from VND 4,500,000 
• For other credit cards: no spending requirements

Eligible products: VIB One Card, VIB Family Link, VIB Premier Boundless, VIB Travel Élite, VIB Cash Back, VIB Rewards Unlimited.

4. First-Year Annual Fee Rebate for VIB Business Cardholders

Applicable according to the type of card offer selected at the time of the Customer's first card opening. Specifically:

• For cards selecting Offer 01 'Unlimited points and cashback': conditions include: minimum spend of VND 3,000,000 VND and minimum transactions of 02
• For cards selecting Offer 02 'Lifetime annual fee waiver': no spending requirement.

*Special Day include:

• Double Days: 07/07/2026, 07-08/08/2026, 09/09/2026 or
• VIB Card Days: 20/07/2026, 20/08/2026, 20-21/09/2026; or
• Cardholder’s Birthday (as recorded in VIB’s card system); or
• Other campaign days announced by VIB prior to the event.

01/07/2026 - 30/09/2026

All VIB Credit Cardholders

Learn more at here.