100% of policy account value, after deducting any outstanding debts (if any), provided that the policy is still in force and the insured is still alive on the policy maturity date.

100% of the Sum Assured + Target Account Value + Top up Account Value (if any).
Note:
- The Death Benefit shall automatically be adjusted to the greater of 100% of the Sum Assured or Target Account Value, plus top upl Account Value (if any), on the Policy Anniversary immediately following the Life Assured’s 71st birthday.
- Prudential shall pay the Death Benefit after deducting any withdrawals made since the date of insured’s death and any outstanding Loans, if applicable.

- TPD benefit Excluding Early-stage Thyroid Cancer: 100% of the Sum Assured + Target Account Value + Top up Account Value (if any).
- TPD benefit Due to Early-stage Thyroid Cancer: the lower value between 10% Sum assured,  and 100 million VND.

An opportunity to invest and reliably grow your assets with 7 PRUlink Funds managed by Eastspring Investments Fund Management Limited.
Note:
- The investment outcome is reflected in the Policy Account Value. This value will increase or decrease in line with the actual performance of the PRUlink Funds.
- The Policyholder is entitled to the full investment results and shall bear all corresponding investment risks associated with the Policy Account Value of the selected PRUlink Funds.

Growth Bonus Benefit:
- 150% of the target premium of the first policy year, payable on the 10th policy anniversary. The bonus assessment period is the first 10 consecutive policy years from the policy effective date.
- 75% of the target premium of the first policy year, payable on the 15th policy anniversary. The bonus assessment period is 05 policy years from the 11th policy year and end at the 15th policy year.
- 150% of the target premium of the first policy year, payable on the 20th policy anniversary. The bonus assessment period is 05 policy years from the 16th policy year and end at the 20th policy year.

Loyalty Bonus Benefit:
- 50% of the total Risk Charges deducted during the first 10 Policy Years, payable on the 10th Policy Anniversary                            
- 25% of the total Risk Charges deducted from the 11th to the 15th Policy Year, payable on the 15th Policy Anniversary                            
- 25% of the total Risk Charges deducted from the 16th to the 20th Policy Year, payable on the 20th Policy Anniversary                            

Option to carry forward the accumulated value into a new Insurance Policy:
The Policyholder may exercise the right to transfer the accumulated value to a new Insurance Policy with a new Insured, starting from the date the current Insured reaches the age of 60 or from the 20th Policy Anniversary, whichever is late.

Flexible Benefits:
- Adjustment of the Sum Assured.
- No medical underwriting required at key life milestones for increasing the Sum Assured.
- Participation in / termination of riders at any time.
- Fund switching rights.     
- Flexible premium payment from the 5th Policy Year onwards.

Equal to the policy term. Flexible premium payments starting from the 5th policy year.

100 - Issued age

30 days old - 70 years old