Z7_514612K01HSQ506JAIN3I22OG7
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Z7_514612K01HSQ506JAIN3I22O81

Benefits of V-Protect Plus

Maturity benefit
- Accidental death or total and permanent disability: 100% of the Sum Assured up to VND 10 Billion
- Death or total and permanent disability due to Illness and/or maternity: up to 100% of the Sum Assured
- Disappearance due to any cause: up to 100% of the Sum Assured
Extended benefit
- Extended insurance benefit in case of death due to suicide: up to 100% of the Sum Assured
- Death due to Illness or congenital conditions: up to 100% of the Sum Assured
- Death due to poisoning or toxic exposure through ingestion, inhalation, or absorption: up to 100% of the Sum Assured
- Geographical coverage extension: Worldwide
Allowance benefit
- Burial allowance benefit: up to 33% of the Sum Assured
- Allowance for expenses in case the insured person loses or damages personal identification documents, loan contract, or bank card due to theft, robbery, or natural disasters (earthquake, storm, flood): up to 35% of the Sum Assured
- Unemployment allowance Insurance: up to 35% of the Sum Assure

Eligibility

Entry age
18 - 65 years old
Premium payment term
12 months
Purpose
Financial protection against life risks
Sum assured
As specified in the Insurance Application Form and not exceeding VND 10 billion
Premium payment
- The Policyholder pays a single premium
- The premium amount is specified in the Insurance Application Form
Waiting period regulations
- Accident: No waiting period applied
- Illnesses (excluding pre-existing specified illnesses): 30 days from the policy effective date
- Maternity complications: 90 days from the policy effective date
- Childbirth: 270 days from the policy effective date
- Specified illnesses and pre-existing conditions: 365 days from the policy effective date
- Suicide: 24 months from the policy effective date
Exclusion clauses
Learn more here

All of features and insurance benefits presented herein are of summarized nature and for reference only. All features and conditions thereof shall be carried out in accordance with the terms and conditions as approved by the Ministry of Finance. Please carefully study the terms and conditions to master your benefits, products' features and charges.
The product is developed by OPES Insurance Joint Stock Company as approval of the Ministry of Finance and distributed by Vietnam International Bank (VIB)

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