Product features of BTA 2.0

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1. Bao An Sinh Insurance Product

Death or Total and Permanent Disability Benefit due to Accident: 100% of the Sum Assured, not exceeding VND 3 billion.
Death or Total and Permanent Disability Benefit due to Illness, Disease, or Maternity: 100% of the Sum Assured, not exceeding VND 3 billion.
Disappearance Benefit (as declared by a court ruling): 100% of the Sum Assured, not exceeding VND 3 billion.

Eligible Age	Age 18 to 65
Insurance Coverage Scope	Vietnam
Premium Payment Term	12 months
Meeting the Needs	Financial protection against life’s risks
Insurance Amount	Specified in the Insurance Application and not exceeding VND 3 billion
Insurance Premium Payment	The customer pays a one-time premium upon enrollment The premium amount is specified in the Insurance Application
Waiting Period Regulations	No waiting period applies for accidents 30 days waiting period for common illnesses 90 days waiting period for maternity complications 365 days for maternity, treatment or death due to specific illnesses, pre-existing conditions, and chronic diseases
Exclusion Clauses	Learn more here

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Key Benefits	Coverage for Death Due to Illness, Disease, Maternity, or Accident Coverage for Temporary or Permanent Disability Due to Accident Hospitalization Benefit for Traditional or Western Medicine Due to Illness, Disease, or Maternity Surgical Benefit Due to Illness, Disease, or Maternity
Additional Benefits	Outpatient Treatment Benefit Due to Illness or Disease Funeral Allowance

Eligible Age	Age 18 to 65
Insurance Coverage Scope	Vietnam
Premium Payment Term	12 months
Meeting the Needs	Protecting and caring for the health of loan participants and their families
Insurance Amount	As specified in the Insurance Application Form
Insurance Premium Payment	The customer pays a one-time premium upon enrollment The premium amount is specified in the Insurance Application
Waiting Period Regulations	No waiting period applies for accidents 30 days waiting period for common illnesses and diseases 90 days waiting period for miscarriage, abortion as prescribed by a physician, ovarian cyst removal, and treatment of maternity complications 365 days for maternity, treatment or death due to specific illnesses, pre-existing conditions, and chronic diseases
Exclusion Clauses	Learn more here
Health Insurance Benefits	Learn more here

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