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Product features of Pru Edusaver

Cash benefit
Education benefit: 
175% Sum Assured + Reversionary bonus and Terminal bonus.

Excellent Graduation Award:
25% Sum Assured if the nominated biological child/grandchild graduates from University with First Class or equivalents.
Total and  Permanent Disabilities (TPD)
100% Sum Assured
Remaining premium is not required, however, education benefit is guaranteed as planned and opportunity for Excellent Graduation Award.
Death benefit
100% Sum Assured
In case Life Assured dies due to accident, Prudential pays additional:
• 100% Sum Assured if Life Assured has no biological child; or
• 100% Sum Assured x numbers of biological children of Life Assured, not exceeding to 300% Sum Assured and 3 billion dong per life.

Remaining premium is not required, however, education benefit is guaranteed as planned and opportunity for Excellent Graduation Award.
Other benefits
Child level term benefit.
Policy Issuance Option without underwriting.
Critical Illness benefit
Terminal illness: 100% Sum Assured
Remaining premium is not required, however, education benefit is guaranteed as planned and opportunity for Excellent Graduation Award.

Eligibility

Premium Term
8-18 years
Policy Term
Premium term + 4
Entry Age
18-60 years old

All of features and insurance benefits presented herein are of summarized nature and for reference only. All features and conditions thereof shall be carried out in accordance with the terms and conditions as approved by the Ministry of Finance. Please carefully study the terms and conditions to master your benefits, products' features and charges.
The product is developed by Prudential Life Insurance Vietnam LTD. as approval of the Ministry of Finance and distributed by Vietnam International Bank (VIB)

 

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