• Prime rate
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Prime rate

Prime Rate

Applicable to loans with interest rate to be reviewed from 1st June 2023

Loan

Disburse
from 2023

Disburse from
2019 – 2022

Disburse
before 2019

Mortgage Loan
10.5%
11.5%
12.0%
Auto Loan
10.9%
11.9%
12.0%
Business Loan ≤ 12 months
8.8%
8.8%
-
Business Loan > 12 months
10.5%
11.5%
12.0%
Secured Consumer Loan
11.2%
11.7%
12.0%
Value Paper Loan
8.8%
9.3%
-

Lending Base rates subject to change upon VIB’s decision and announcement