Prime rate

ATM & Branches

Prime rate

Applicable to loans with interest rate to be reviewed from 1st June 2023

Loan

Disburse
from 2023

Disburse from
2019 – 2022

Disburse
before 2019

Mortgage Loan

10.5%

11.5%

12.0%

Auto Loan

10.9%

11.9%

12.0%

Business Loan ≤ 12 months

8.8%

Business Loan > 12 months

10.5%

11.5%

12.0%

Secured Consumer Loan

11.2%

11.7%

12.0%

Value Paper Loan

8.8%

9.3%

Lending Base rates subject to change upon VIB’s decision and announcement

Prime rate | VIB