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Prime Rate
Applicable to loans with interest rate to be reviewed from 1st, August 2025
Loan
Disburse from 2025
Disburse from 2024
Disburse from 2023
Disburse from 2019 – 2022
Disburse before 2019
Mortgage Loan
8.0%
8.5%
8.5%
8.5%
8.5%
Auto Loan
9.0%
9.0%
10.9%
10.9%
11.5%
Business Loan ≤ 12 months
7.5%
7.5%
8.8%
-
-
Business Loan > 12 months
8.5%
8.5%
10.5%
11%
11.5%
Secured Consumer Loan
8.0%
8.5%
8.5%
8.5%
8.5%
Value Paper Loan
-
-
8.8%
9.3%
-
Lending Base rates subject to change upon VIB’s decision and announcement
Learn more Average lending interest rates
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Section1
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Section2
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Section3
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Section4
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Section5
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Section6
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Section 7
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Section 8
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