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	Prime Rate
Applicable to loans with interest rate to be reviewed from 1st, September 2025
Loan
    Disburse from 2025
Disburse from 2024
Disburse from 2023
Disburse from 2019 – 2022
Disburse before 2019
Mortgage Loan
    9.5%
            9.5%
            9.5%
            9.5%
            9.5%
        Auto Loan 
    9.0%
            9.0%
            9.9%
            9.9%
            9.9%
        Business Loan ≤ 12 months
    7.5%
            7.5%
            8.8%
            -
            -
        Business Loan > 12 months
    8.5%
            8.5%
            10.5%
            11%
            11.5%
        Secured Consumer Loan
    8.0%
            8.5%
            8.5%
            8.5%
            8.5%
        Value Paper Loan
    -
            -
            8.8%
            9.3%
            -
        Lending Base rates subject to change upon VIB’s decision and announcement
Learn more Average lending interest rates
5
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