VIB Happy Drive credit card is for car owners, only in Vietnam

Today's economic life is increasing, the demand for personal car ownership is increasing. However, owning a car is difficult, maintenance and car care is more difficult with many taxes and fees. Understand the difficulties VIB has launched VIB Happy Drive credit card with many attractive offers.

Car rearing fees are now available in Vietnam

Buying a car has been harder to maintain, harder to maintain and maintain. Currently, in order to support a pet driver, the owner of a car has to pay two types of fees, fixed and mobile. Fixed fees include:

+ Compulsory insurance premium issued by the Ministry of Finance, for vehicles of 6 seats or less is 437,000 dong / year and 794,000 dong / year for cars of 7 to 11 seats.
+ The vehicle physical insurance premium is based on the value of the car, usually fluctuating within 1.5% of the vehicle value.
+ Road registration fee ranges from 2 to 2.5 million / year
+ Parking fee varies depending on the parking location, usually ranging from 1 to 2 million / month if you own the parking space this fee will be less.
+ Periodic maintenance fee of about 3 million / year if your car is new and not damaged seriously.

The current cost of raising cars in Vietnam is high, including fixed and mobile fees
In addition to the above fixed fees, there are mobile parking fees such as:
+ Petrol and fuel costs will depend on the level of movement of the vehicle. Moving about 1,000 km / month will cost about 1.5 million / month. Moving around 2,000 km / month costs will increase.
+ Fee via checkpoint fluctuates about 500,000 VND / month. If you do not move through checkpoint this charge will be significantly reduced.
+ Pay traffic fines: This is an expense no one wants but you also have to pity money because the case is not worth it. This cost is about 3 to 4 million / year.
VIB Happy Drive credit card is for car owners, only in Vietnam
Understanding the financial concerns of customers, VIB launched the VIB Happy Drive credit card line with many incentives for car owners. This is the only card market on the market issued with special offers such as:
+ Cardholder is offered 5 liters of petrol with VND 10 million in accumulated spending. The amount of petrol donated can be up to 500 liters / year and you can convert it into annual fee, cash or gifts. This discount will help drivers reduce fuel costs.
+ In particular, refunds up to 30% in car maintenance centers / workshops in cooperation with VIB. The privileges are applicable to all cardholder spending transactions, not limited to transactions relating to cars. As such, vehicle maintenance costs will be significantly reduced

VIB Happy Drive credit card - for car owners with many offers
+ If paying Prudential premium from VIB Happy Drive credit card, the cardholder will be offered up to 30 liters of gasoline for every transaction of VND 10 million.
+ VIB Happy Drive credit card limit up to VND 600 million and interest free up to 55 days. Besides, the preferential programs for customers shopping with credit cards are also more than shopping with cash: 0% interest installments with a term of 3 to 12 months, many programs up to 50% from Bank partners. With the above utilities, customers should take advantage to buy their favorite items.
+ Customers can actively open, lock and manage cards anytime and anywhere with the MyVIB application. Safe and highly secure with 3D-Secure.
Conditions for opening a VIB Happy Drive credit card:
You have Vietnamese nationality, have residence and work in the provinces / cities with branches and transaction offices of VIB.
The age of the cardholder: the main cardholder is from 20 to 65 years old, the supplementary cardholder is 15 years or older.
Cardholders have at least 12 months' working experience and official labor contracts with a term of 12 months or more. Minimum income of VND 12 million / month and no bad debt in the last 2 years.
The application for opening a VIB Happy Drive credit card is very simple: just need a copy of your identity card or citizen ID card or passport and a copy of the household registration book, along with a copy of the employment contract or appointment decision and original salary statement.
How to open a VIB Happy Drive credit card
To open a VIB Happy Drive credit card, you can visit the VIB International branch office for advice and card opening. Before you go, remember to bring the above mentioned file.
You can also register for an online card at VIB Happy Drive credit card, fill out your information and income statement, then wait for the staff to contact you for advice on completing the card opening.
If you already have a car, do not register to open a VIB Happy Drive credit card to receive many offers waiting for you.