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Fees and conditions - Payroll via VIB - Personal loans | VIB
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Section4
Fees and conditions of Personal loan
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Section5
1. Fee schedule
| Loan appraisal fee | Free |
| SMS free | Free |
| Early payment fee | First year: 4%, 2nd year: 3%, 3rd years onwards: 2% |
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Section6
2. Requirement and documents
2.1 Requirement
| Nationality | Vietnamese |
| Age | From 22 years old and not exceed 55 (female) và 60 (male) at loan maturity |
| Current Residence | Ho Chi Minh City , Hanoi |
| Minimum income | From minimum VND 07 million per month |
| Credit history | No bad debt record in last 02 years |
2.2 Documents
| Identity documents | Identity Card |
| Other documents | As VIB regulations |
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Section3
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