The ultimate shopping festival – Shop for more, spend less with VIB cards

To welcome the year-end shopping season, VIB launches The ultimate shopping festival, featuring three tiers of offers from VIB cards and participating partners, helping customers save more and enjoy additional benefits when shopping domestically or spending internationally.

1. Domestic shopping offers

Offer 1: Get a VND 100,000 voucher for every VND 1 million spent at Vincom and Lotte shopping malls

Promotion period: November 2, 2026 – February 28, 2027.

Locations: 10 Vincom and Lotte shopping malls:

• Ho Chi Minh City: Vincom Center Dong Khoi, Vincom Center Landmark 81, Vincom Mega Mall Thao Dien.
• Hanoi: Vincom Center Tran Duy Hung, Vincom Center Ba Trieu, Vincom Mega Mall Times City, Vincom Mega Mall Royal City, Lotte Department Store Lieu Giai, Lotte Mall West Lake.
• Da Nang: Vincom Plaza Ngo Quyen.

Eligible cards: VIB One Card and Max Card.

Note: Maximum of 8 redemptions per customer per shopping mall, limited to 4 redemptions in each period: November–December 2026 and January–February 2027.

View the Vincom promotion details here.

View the Lotte promotion details here.

Offer 2: Earn up to 10% cashback

Earn up to 10% cashback, capped at VND 18 million per year, on shopping, dining and other eligible spending categories, subject to the terms and conditions of VIB One Card or Max Card.

Offer 3: Enjoy up to 50% off at participating brands in shopping malls

• Watsons: Up to 15% off orders from VND 500,000. Details here.
• Gogi House, Manwah, iSushi, Ashima, Cloudpot: VND 300,000 off bills from VND 1,000,000 (exclusively for VIB One Card). Details here.
• VNPAY-QR (from November 15, 2026): Save up to VND 100,000 when paying via QR code using a credit card funding source at Phuc Long, Phe La, CGV, GS25, Lotte Cinema and more.

2. International shopping offers

Offer 1: Get 100% of international transaction fees refunded, with no geographical restrictions

Enjoy a 100% refund of international transaction fees when paying with eligible VIB cards, applicable to foreign currency transactions or payments made at overseas merchants.

How to register:

Option 1: Text VIB CT 08 to 6089 (VND 1,000 per SMS).

Option 2: Register via the invitation email from VIB.

Eligible cards: VIB One Card and Max Card.

Details here.

Offer 2: Earn up to 10% cashback

Earn up to 10% cashback, capped at VND 18 million per year, on international spending and travel expenses, subject to the terms and conditions of VIB One Card or Max Card.

Offer 3: Enjoy up to 50% off with travel partners

• Trip.com: Up to 50% off flights and tours.
• Vietnam Airlines: 10% cashback, capped at VND 500,000.
• Traveloka: VND 500,000 off.
• Malaysia Airlines: Up to 13% off.
• Qatar Airways: Up to 10% off.
• EVA Air: 5% off.

View more offers here.

From 02/11/2026 to 28/02/2027

Eligible VIB credit cards