Refund of annual fee and cash back for new credit card holders

Promotion 01: 1st-year annual fee refund
New credit cardholders will receive a 1st-year annual fee refund if within 30 days from the date of activation and no later than 45 days from card issuance, one of the following four conditions is met:

Condition 1: When meeting the conditions for valid accumulated spending
For digital channel:
VIB Online Plus 2in1, VIB Rewards Unlimited, VIB Cash Back, VIB Family Link, VIB LazCard, VIB Super Card VIB Travel Élite, VIB Premier Boundless from 5,000,000 VND
For physical channel:

• VIB Online Plus 2in1, VIB Rewards Unlimited, VIB Cash Back, VIB Family Link, VIB LazCard, VIB Super Card from 10,000,000 VND
• VIB Travel Élite, VIB Premier Boundless from 20,000,000 VND

Condition 2: Register VIB Credit Card on a special day and meet the spending conditions of VND 3,000,000
Register VIB Credit Card on a special day:

• 01/01/2024; 02/02/2024; 03/03/2024; or
• VIB card birthdays: 20/01/2024; 20/02/2024; 20/03/2024; or
• International Women's Day: 08/03/2024; or
• Cardholder's birthday (based on birthday recorded in VIB card system)

Condition 3: New Cardholder according to the credit card issuance policy and meet spending conditions from 3,000,000 VND
Customers are approved for an unsecured credit card according to the policy:

• Customers with salary income and assessed income of 40,000,000 VND/month or more; or
• Lưu ý: áp dụng dành cho Khách đã đóng/hủy tất cả Thẻ tín dụng VIB và mở lại sau 90 ngày trở lên kể từ ngày đóng/hủy thẻ cuối cùng.
• Customers have Savings Deposits with the average balance and maintenance period of Savings Deposits according to the provisions of each policy being 1,000,000,000 VND or more and 36 months or more, respectively.

Condition 4: Presentee and meets spending conditions from 3,000,000 VND
The cardholder is a successful and valid Referee under the program "Introduce customers to open a card, receive unlimited rewards" (MGM - Member Get Member), details can be found at website here

Condition 5: Customer reopens the VIB credit card and meets spending conditions from 3,000,000 VND
Customers who have been closed/canceled the VIB credit cards in 2023. Note: Applicable to Customers who have closed/canceled all VIB Credit Cards and reopened them after 90 days or more from the last date of closing/canceling the credit card.

Promotion 02: Annual fee refund for supplementary cardholders
Customers will receive an annual fee refund for supplementary cardholders according to the detailed promotion conditions below:

• Supplemental card issued successfully within 30 days from the date of primary card issuance. Primary card and supplementary card issuance date during program implementation.
• Supplementary card is activated within 30 days from the date of issue.
• Number of additional supplementary credit cards: maximum 2 cards/customer
• Supplementary cardholder has never issued any credit card Primary card and/or supplementary card) before the program period.

Promotion 03: Refund based on spending transaction

• Refund 10% of total eligible monthly spending value within the first 90 days after card issuance.
• Maximum refund value 500,000 VND/ customer/ 30 days and 1,500,000 VND/ customer / 90 days.

From 00h00 01/01/2024 to 23h59 31/03/2024

All VIB credit cards

Find more details here