• Download the Max app and check your eligibility
• If you only have a credit card, use the Max app to check your additional limit and reallocate limit for a cash loan
• If you only have a secured loan, use the Max app to check your granted limit, apply for a credit card, and get a cash loan
• If Super Cash is not yet granted, please review the eligibility criteria to apply for the product.

Super Cash is automatically offered to customers with good credit history who have held a secured loan and/or used a VIB credit card for at least 6 months. You can improve your credit history by making timely repayments and using your credit card responsibly at VIB and other financial institutions.

You can use the granted limit for unsecured loans, to issue a new credit card, or to increase your existing credit card limit. You are free to switch between unsecured loans and credit card usage without any fees.

Yes. Super Cash meets all short- and long-term funding needs. For a 7-day loan, you can choose a 3-month term and repay early without any prepayment fees.

No. There is no difference between credit cards issued via Super Cash and standard VIB credit cards.

You can improve your eligibility for a higher limit by maintaining a good credit history through timely repayments and responsible credit card usage (with VIB and other institutions). Using more of VIB’s secured loan and/or credit card products may also enhance your chances of being approved for a higher Super Cash limit.