Flexibility card design
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Card design
Create your own unique credit card design that reflects your personal style Design now
Card design
Features:
- Create with Gen AI: Upload your personal images or take new ones, and Gen AI technology will transform them into unique artistic styles
- Choose from VIB's library: Select from a wide range of pre-designed templates offered by VIB, featuring various themes and styles
- Applicable products: VIB Cash Back, VIB Travel Élite, VIB Rewards Unlimited, VIB Online Plus 2in1, VIB Family Link, VIB Financial Free, VIB Ivy Card;
Fees:
- Standard design: 110,000 VND/card; Special design: 330,000 VND/card
- Or according to combo prices listed on VIB's online platforms
How to register: Via VIB Website
Personalized card number
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Card Number
Option to select a custom card number according to personal preference
Card Number
Features:
- Choose the last 3-6 digits of the card number
- Applicable products: All VIB card types
Fee:
- Card fee schedule: VND 500,000; or
- Based on the auction result or the listed price of Nicecard numbers on VIB's platform.
How to register: Via Max app, VIB website, hotline 1900 2200 (VND 1,000/min), or VIB branch
Flexibility card payment
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Statement Date
Flexible option to change your monthly statement date according to personal needs
Statement Date
Features:
- Statement dates available: 5th, 10th, 15th, 20th, 25th, 27th, or the last day of the month.
- Applicable products: All credit card types.
How to register: Via MyVIB app. More details here.
Fee: The first change is free; subsequent changes cost 55,000 VND per change per card account.
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Auto Debit
Register and adjust the service flexibly based on personal preferences
Auto Debit
Features:
- Auto debit options: Choose from the following:
- Minimum payment
- Percentage of statement balance (1%, 3%, 5%, 10%, 15%, 20%, or as per specific periods)
- Fixed amount registered by customer (e.g., 3,000,000 VND per statement period)
- Maximum payment
- Applicable products: All credit card types.
How to register: New registration when issuing a card or adjustment/re-registration via MyVIB.
Fee details
- Auto debit options: Choose from the following:
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Minimum Payment Rate
Flexibility to adjust your minimum payment rate according to personal needs
Minimum Payment Rate
Features:
- Minimum payment rates available: 1%, 3%, 5%, 10%, 15%, 20%.
- Applicable product: Super Card (valid for the first 6 billing cycles of the card’s lifecycle).
Fee: Free of charge
How to register: Via MyVIB app
Flexibility card transaction
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Transaction Limit
Flexibility to adjust the transaction limit (TL) according to personal needs
Transaction Limit
The primary cardholder can also adjust the TL for supplementary cards.
Features:
- Daily Card TL Management
- Applicable transactions: In-person payments at card acceptance points (POS, Contactless), online payments, ATM cash withdrawals, and payments via MyVIB.
- Applicable products: All VIB card types.
- Daily Online TL Management
- Applicable transactions: Online payments and payments via MyVIB.
- Applicable products: All VIB card types (excluding domestic debit card Values).
Fee: Free of charge
How to register: Via MyVIB app. More details here.
- Daily Card TL Management
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Transaction Features
Flexibility to toggle card transaction features on or off as needed
Transaction Features
The primary cardholder can adjust features for supplementary cards.
Features:
- Lock/unlock card
- Lock/unlock online payments
- Lock/unlock ATM transactions
- Lock/unlock POS transactions
- Lock/unlock Contactless payments
- Lock/unlock international transactions
Fee: Free of charge
How to register: Via MyVIB
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Spending Categories
Flexibility to adjust spending categories to maximize cashback rewards according to personal preferences
Spending Categories
Features:
- Change spending categories according to the rewards/cashback program policy of each card product.
- Applicable products: Super Card, Family Link, Cash Back credit cards.
Fee: Free of charge
How to register: Via MyVIB app
