4 things to do to better protect credit cards online

Credit cards are now heavily used in online transactions. However, the safety and security of the card is a concern of cardholders in the issue of increasing card information theft. With these 4 things to do, you can better protect your credit card online and enjoy the many benefits it offers.

Increased security features for credit cards

Currently, credit card issuers all enhance the card protection layer to increase the card's security features. Therefore, when the credit card is activated, the security features are activated at the same time.

With VIB Mastercard credit card series issued by VIB International Bank, the application of 3-D Secure technology helps ensure safety when shopping online. 3-D Secure technology - online shopping authentication service via SMS is the result of cooperation between VIB International Bank and Mastercard international card issuer, helping cardholders to use VIB Mastercard credit cards. Make payment transactions at online stores participating in the "Mastercard Securecode" service more securely and safely.

With 3-D Secure service, VIB credit cardholders must enter OTP code provided by VIB International Bank before completing online goods and service purchase.

Use a credit card just for online payment

If you're a regular online checker, you may want to consider using a credit card just for your online payment.

Currently, all banks offer attractive incentives for cardholders when using credit cards to pay for online transactions such as buying 0% installments via credit cards, discounts, redeeming points, accumulate reward points ... Typically, VIB International Bank with the issuance of VIB Online Plus credit card brings many practical benefits and super attractive incentives for online shopping believers.

As an owner of VIB Online Plus credit card, you will get many great benefits such as:

● Immediately refund VND 500,000 when the total spending requirement of VND 5,000,000 for new cardholders is opened until April 30, 2020

● Bonus of VND 300,000 immediately for spending transactions with card information stored on the application or website at merchants.

● Up to 6% for online spending overseas, 3% for domestic online spending with a maximum refund of VND 600,000 / statement period.

● Quickly and flexibly exchange cash, annual fees or gift certificates via MyVIB in less than 30 seconds.

● With VIB Online Plus credit card, all online transactions become more convenient and safe. At the same time, the cardholder is also offered a card fraud insurance transaction package worth up to VND 105 million / year

● Enjoy a world of unlimited VIB Daily Deals cards throughout your journey specifically for you from VIB and Mastercard.

With many of these outstanding offers, if you need to open a credit card for online payment, VIB Online Plus credit card will be a great choice for you.

Check browser settings before trading

Before making online payment transactions, you need to check your phone's browser settings. Turn off the autofill feature on your browser to prevent the browser from recording credit card information and personal information. This helps to prevent the disclosure of personal information or card information causing cases of injustice.

Here's how to turn off auto-fill names on browsers:

● With Chrome browser, go to Settings => Advanced, under Passwords and Forms, select Autofill and delete the saved credit card information. Also, turn off the autofill feature of the browser.

● For Firefox, select Preferences => Privacy => History => Use custom settings for history and deselect Remember search and form history.

● For Safari, choose Preferences => AutoFill. Then uncheck the "fill data memorization option", including credit card information.

● For Edge, select More Actions => Settings => View Advanced Settings, then deselect "option to remember filled content".

Be careful when using credit cards

This is essential to help protect credit cards online better. Please limit the website can record credit card information and take the time to enter the information when paying. This will help minimize the risk of your card being hacked and fraudulent, while also ensuring the safety of online transactions with credit cards.

Another thing to note is to set different passwords for each account on e-commerce sites. Also, be careful not to misuse fake applications.

Also, you need to limit your online payment when someone can see your screen. In addition, you should also limit the use of public Wi-Fi networks to shop and pay with credit cards, because the public network system is not protected and hackers can fully attack your account.

Notes when performing online transactions

To ensure safety and protect personal information and card information better, when making online payment by credit card, cardholders should pay attention to the following:

● Pay online by credit card only on secure websites, using an https connection and have valid security certificates.

● Absolutely do not send credit card information and personal information via email or social networks.

● Use anti-virus software and update to the latest version of the browser to minimize the risk of hacker intrusion and increase the security of the device used.

● Do not click on strange links or promotional links sent via email, avoiding the case of stolen credit card information.