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Fees, conditions & documents for business loan
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1. Fee (collected by VIB)
Customer appraisal fee | Free |
Collateral valuation fee | From 1,000,000 VND |
SMS fee | Free |
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2. Customer criteria and documents
2.1 Loan criteria
Customer | From 18 years old |
Address | ≤ 100 km from the VIB branch to the business location |
Business activities | Legal business activities Having a feasible business plan and income sources from business activities Collateral: real estate |
Salaried income | Minimum 03 months working at current employer. Labor contract tenor is 12 months at minimum. |
Rental income | Under ownership and stable income for at least 06 months |
Business/household income | Minimum 1 year in operation |
2.2 Document check-list
Identity document | ID/Passport and Household registration book |
Income document |
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Loan purpose document | Sales & Purchase contract/invoice |
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