Fees, conditions & documents for business loan

Fee (collected by VIB)

Customer appraisal fee
Free
Collateral valuation fee
From 1,000,000 VND
SMS fee
Free

Customer criteria and documents

Loan criteria

Customer
From 18 years old
Address
≤ 100 km from the VIB branch to the business location
Business activities
Legal business activities
Having a feasible business plan and income sources from business activities
Collateral: real estate
Salaried income
Minimum 03 months working at current employer.
Labor contract tenor is 12 months at minimum.
Rental income
Under ownership and stable income for at least 06 months
Business/household income
Minimum 1 year in operation

Document check-list

Identity document
ID/Passport and Household registration book
Income document
- Labor contract và Bank statement/ Payslip
- Property ownership certificates and Lease Contract
- Business License
Loan purpose document
- Sales & Purchase contract/invoice