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Fees, conditions & documents for business loan

Z7_514612K01PNQD06A6PJ65DACP4

1. Fee (collected by VIB)

Customer appraisal fee Free
Collateral valuation fee From 1,000,000 VND
SMS fee Free
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2. Customer criteria and documents

2.1 Loan criteria

Customer From 18 years old
Address ≤ 100 km from the VIB branch to the business location
Business activities Legal business activities
Having a feasible business plan and income sources from business activities
Collateral: real estate
Salaried income Minimum 03 months working at current employer.
Labor contract tenor is 12 months at minimum.
Rental income Under ownership and stable income for at least 06 months
Business/household income Minimum 1 year in operation

2.2 Document check-list

Identity document ID/Passport and Household registration book
Income document
  • Labor contract và Bank statement/ Payslip
  • Property ownership certificates and Lease Contract
  • Business License
Loan purpose document Sales & Purchase contract/invoice
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Z7_514612K01PNQD06A6PJ65DACT7

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