Fees, conditions & documents for construction and renovation home loan

Z7_8GHEH001LG9G80QSGUEKJS2897

Z7_8GHEH001LG9G80QSGUEKJS2891

Z7_8GHEH001LG9G80QSGUEKJS28P5

Z7_8GHEH001LG9G80QSGUEKJS2850

1. Fee schedule

Loan appraisal fee	Free
Collateral valuation fee	From 1,000,000 VND
SMS fee	Free
Early prepayment fee	Partial: Minimum 300,000 VND once Full: Minimum 1,500,000 VND per loan

Mortgage Contract notarisation fee	Approximate 0.1% of contract value
Secured Transaction Registration Fee	80,000 VND
Fire insurance	Following Insurance company tariff

Z7_8GHEH001LG9G80QSGUEKJS2856

Nationality	Vietnamese or Vietnamese whose spouse is Foreigner
Age	From 18 years old and not exceed 70 at loan maturity
Residential/working address	Provinces/cities where VIB branches/transaction offices locate
Salaried income	Minimum 03 months working at current employer. Labor contract tenor is 12 months at minimum
Rental income	Under ownership and stable income for at least 06 months
Business/household income	Minimum 02 years in operation
Minimum income	10 mil VND per month
Credit history	No bad debt record in last 02 years

Documents

Identity document: ID/Passport and Household registration book
Income document
- Labor contract và Bank statement/ Payslip
- Property ownership certificates
- Business License
Loan purpose document
- Construction license
- Construction contract

Z7_8GHEH001LG9G80QSGUEKJS2853

Z7_8GHEH001LG9G80QSGUEKJS28L4

You still have questions about the product? Let us help you

Z7_8GHEH001LG9G80QSGUEKJS28L1

Z7_8GHEH001LG9G80QSGUEKJS28P2

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply