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Fees, conditions and documents

Fees

Loan appraisal fee
Free
SMS free
Free
Early payment fee
First year: 4%, 2nd year: 3%, 3rd years onwards: 2%

Requirement and documents

Requirement

Nationality
Vietnamese
Age
From 22 years old and not exceed 55 (female) và 60 (male) at loan maturity
Residential/working address
Ho Chi Minh City; Hanoi City; Dong Nai; Binh Duong; Ba Ria Vung Tau; Can Tho; Đa Nang; Vinh; Nha Trang
Employment
Minimum 03 months working at current employer.
Labor contract tenor is 12 months at minimum
Minimum income
By bank transfer from minimum VND 07 million per month
Credit history
No bad debt record in last 02 years

Documents

Identity documents
ID/Passport and Household registration book
Income documents
Labor contract/ Employment Confirmation and Bank Statement
Credit Cards
Debit Cards
Savings
Car Loans
Mortgages
Personal Loans
Other products
MyVIB Mobile Banking

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