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Prime Rate
Applicable to loans with interest rate to be reviewed from 1st, September 2025
Loan
Disburse from 2025
Disburse from 2024
Disburse from 2023
Disburse from 2019 – 2022
Disburse before 2019
Mortgage Loan
9.5%
9.5%
9.5%
9.5%
9.5%
Auto Loan
9.0%
9.0%
9.9%
9.9%
9.9%
Business Loan ≤ 12 months
6.2%
-
-
-
-
Business Loan > 12 months
8.5%
8.5%
-
-
-
Secured Consumer Loan
9.5%
9.5%
9.5%
9.5%
9.5%
The Base Interest Rate, as VIB’s internal cost of funds, is determined based on a consolidation of various cost components, including but not limited to customer funding costs, operating expenses, credit risk provisioning costs, and other related expenses.
Learn more Average lending interest rates
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Section1
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Section2
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Section3
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Section4
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Section5
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Section6
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Section 7
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Section 8
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