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Offers for VIB credit card holders

Preferential interest of 17%

 No proof of income required
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  • Unsecured Loans
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Unsecured Loans

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Unsecured loans up to VND 1 bio

100% digital application via MAX by VIB

Apply now
Apply now
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Key features

Simple, convenient

Apply online in just 5 minutes on MAX by VIB, no collaterals required

High loan amount

Borrow up to VND 1 billion with no collateral

Easy repayment

Interest rates from only 0.92%/month

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Product details

Loan amount

VND 1 billion

VND 1 billion

Interest

From 11% p.a

From 13% p.a

Tenor

From 12 to 60 months

From 12 to 60 months

Other information

Fees & Conditions

Fees & Conditions

Fees & Conditions

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Calculator
Desired loan amount
Up to 12 times of monthly salary
Tenor
View results

Note: This tool is for reference only and may vary depending on the loan policy at each point in time (Example: Customer who receives payroll via VIB, loan amount: VND 150 mio, tenure: 60 months, interest rate: 15%, monthly payment: VND 3,568,490)

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How to apply

1
Download the MAX by VIB app
From the App Store/ Google Play
Download app now
2
Select Unsecured Personal Loan
You only need to prepare: ID card + VneID app
3
Start your loan application
Follow the in-app instructions
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FAQs link

How do I know if I’m eligible for an online personal loan?
You are a Vietnamese citizen with a monthly income from VND 7 million and meet at least one of the following conditions: (i) Have received salaried income for at least 3 months; (ii) Have owned a credit card for more than 6 months
What is the MAX by VIB app?
MAX is VIB’s official app that enables customers to open credit cards and apply for loans quickly and conveniently.
How long does it take from application to result?
You will receive your loan approval result within 24–48 working hours.
How is my monthly repayment calculated (principal + interest)?
You will repay a fixed monthly installment (equal principal + interest). Detailed repayment schedules can be tracked directly in the MAX by VIB app.
Can I repay the loan early?
You may repay early your loan in full at any time.

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We are here to help

Call 1900 2200

For personal loans advice (1000đ/min)

Direct support

Only at Ha Noi/HCM. Find the nearest transaction office here

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