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Offers for VIB credit card holders

Preferential interest of 17%

 No proof of income required
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  • Unsecured Loans
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Loan amount up to VND 1 bio

For unsecured personal loan

Apply now
Apply now
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Key features

Easy and fast

Simple application, no notarized documents required

High loan amount

Borrow up to VND 1 billion with no collateral

Easy repayment

Interest rates from only 1.9%/month

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Product details

Loan amount

VND 1 billion

VND 1 billion

Interest

From 1.9%/month

From 2.0%/month

Tenor

From 12 to 60 months

From 12 to 60 months

Other information

Fees & Conditions

Fees & Conditions

Fees & Conditions

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Calculator
Desired loan amount
Up to 12 times of monthly salary
Tenor
View results

Note: This tool is for reference only and may vary depending on the loan policy at each point in time (Example: Customer who receives payroll via VIB, loan amount: VND 300 mio, tenure: 60 months, int. rate: 1.9%/month, monthly payment: VND 8,457,141)

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How to apply

1
Download the MAX by VIB app
From the App Store/ Google Play
Download app now
2
Select Unsecured Personal Loan
You only need to prepare: ID card + VneID app
3
Start your loan application
Follow the in-app instructions
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FAQs  link

What are the conditions for applying for an unsecured personal loan at VIB?
Vietnamese citizens with minimum income from 7 million VND and meeting one of the following two conditions: 1. Having been employed and receiving salary for at least 3 months; 2. Using credit card of VIB or other banks from 6 months and above.
How long does it take to process my application?
VIB will contact you to assist within 24 hours after receiving your request.
How can I submit my application?
You can submit your application through offline or online channel (Max by VIB app)
How can I repay my monthly payment?
You only need to transfer to your VIB account which is registerred to debit your monthly payment.

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We are here to help

Call 1900 2200

For personal loans advice (1000đ/min)

Direct support

Only at Ha Noi/HCM. Find the nearest transaction office here

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