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Offers for VIB credit card holders

Preferential interest of 17%

No proof of income required

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Unsecured Loans

ATM & Branches

1800 8180 Login

Unsecured Loans

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Key features

Simple, convenient

Apply online in just 5 minutes on MAX by VIB, no collaterals required

High loan amount

Borrow up to VND 1 billion with no collateral

Easy repayment

Interest rates from only 0.92%/month

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Product details

Loan amount

VND 1 billion

Interest

From 11% p.a

From 13% p.a

Tenor

From 12 to 60 months

Other information

Fees & Conditions

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Calculator

Payroll via VIB

Payroll via other bank/ Credit cardholder

Desired loan amount

Tenor

View results

Note: This tool is for reference only and may vary depending on the loan policy at each point in time (Example: Customer who receives payroll via VIB, loan amount: VND 150 mio, tenure: 60 months, interest rate: 15%, monthly payment: VND 3,568,490)

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How to apply

Download the MAX by VIB app

From the App Store/ Google Play

Download app now

Select Unsecured Personal Loan

You only need to prepare: ID card + VneID app

Start your loan application

Follow the in-app instructions

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FAQs link

How do I know if I’m eligible for an online personal loan?

You are a Vietnamese citizen with a monthly income from VND 7 million and meet at least one of the following conditions: (i) Have received salaried income for at least 3 months; (ii) Have owned a credit card for more than 6 months

What is the MAX by VIB app?

MAX is VIB’s official app that enables customers to open credit cards and apply for loans quickly and conveniently.

How long does it take from application to result?

You will receive your loan approval result within 24–48 working hours.

How is my monthly repayment calculated (principal + interest)?

You will repay a fixed monthly installment (equal principal + interest). Detailed repayment schedules can be tracked directly in the MAX by VIB app.

Can I repay the loan early?

You may repay early your loan in full at any time.

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Unsecured Loans

Unsecured Loans

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Key features

Table product landing

Product details

Payroll via VIB

Payroll via other bank/ Credit cardholder

Calculate tool

Huong dan dang ky

How to apply

FAQs link

Support

We are here to help

Call 1900 2200

Direct support

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